Privacy Statement

Privacy Statement

This privacy notice discloses the privacy practices for Ridge Reverse. This privacy notice applies solely to information collected by this web site. It will notify you of the following:

  • What personally identifiable information is collected from you through the web site, how it is used and with whom it may be shared.
  • What choices are available to you regarding the use of your data.
  • The security procedures in place to protect the misuse of your information.
  • How you can correct any inaccuracies in the information.

Information Collection, Use, and Sharing

Ridge Reverse is the sole owner of the information collected on this site. Ridge Reverse only has access to/collect information that you voluntarily provide via richard.mcwhorter@amerifund.com or other direct contact from you. Ridge Reverse will not sell or rent this information to anyone.

Ridge Reverse will only use your information to respond to you, regarding the information in your direct request. Your information will not be shared with any third party outside of this organization, other than as necessary to fulfill your request, e.g. to ship an order.

Unless you ask Ridge Reverse not to, you may be contacted via richard.mcwhorter@amerifund.com in the future to be informed about specials, new products or services, or changes to this privacy policy.

Your Access to and Control Over Information

You may opt out of any future contacts from Ridge Reverse at any time by using the richard.mcwhorter@amerifund.com address or phone number given on this website:

  • See what data has been collected about you, if any.
  • Change/correct any data collected about you.
  • Have Ridge Reverse delete any data stored about you.
  • Express any concern you have about use of your data.

Security

Ridge Reverse takes precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.

Wherever Ridge Reverse collects sensitive information (such as credit data), that information is encrypted and transmitted in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for “https” at the beginning of the address of the web page.

While Ridge Reverse uses encryption to protect sensitive information transmitted online, your information is also protected offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which personally identifiable information are stored is in a secure environment.

If you feel that this privacy policy is not being adhered to, you should contact Ridge Reverse via telephone at (863) 456-7810 or richard.mcwhorter@amerifund.com.

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Licensing

Ridge Reverse
Powered by Amerifund Home Loans Inc.
NMLS #347051

Richard W. McWhorter
NMLS  #1618644

Amerifund Corporate
2655 First St. Suite #220
Simi Valley, CA 9306

Contact Us

Local Address
200 E Tillman Ave
Lake Wales, FL 33853

Number:
Office: (863) 456-7810
Mobile: (404) 313-9785

Hours:
MON-FRI 9AM - 5PM EST

Ridge Reverse powered by Amerifund NMLS #347051. Equal Opportunity Mortgage Broker. Credit on approval. Terms subject to change without notice. Not a commitment to lend. Contents not provided by, or approved by FHA, HUD or any other government agency. All potential tax benefits should be verified with a professional licensed tax advisor. NMLS Consumer Access

At the conclusion of a reverse mortgage, the borrower must repay the loan and may have to sell the home or repay the loan from other proceeds; charges will be assessed with the loan, including an origination fee, closing costs, mortgage insurance premiums and servicing fees; the loan balance grows over time and interest is charged on the outstanding balance; the borrower remains responsible for property taxes, hazard insurance and home maintenance, and failure to pay these amounts may result in the loss of the home; interest on a reverse mortgage is not tax deductible until the borrower makes partial or full re-payment.

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